Brown & Brown Insurance
The Brown & Brown member agencies have served the greater Santa Barbara area since 1935. Through the affiliation of local insurance professionals, MFC&V Insurance Services, Whilt, Fatch & Perry Insurance, and Manchester Insurance Agency, our over 90 professionals serve the insurance needs of the local area. Our corporation affiliation affords us the ability to service your business in all fifty states as well as your international exposures. Our clients are representative of the community that we live in and serve. Our targeted industries include special programs for the Construction, Hospitality, Non-Profits, Professional Services, and small business owners.
Our Commercial Lines department provides protection for our business clients' property, liability, workers' compensation, umbrella, auto coverage and professional liability.
Personal Lines products include homeowners, auto, flood, windstorm, boat/yacht, jewelry/silver/fine arts and umbrella coverage.
Private Client Group provides an extensive range of comprehensive solutions tailored to protect your unique assets. High limits, very broad coverage and a smooth and equitable claims process to enhance your protection.
Group Employee Benefits programs include health, group life, disability, dental, retirement/401(k), section 125/cafeteria programs, Medicare supplements and Long Term Care.
Individual Life and Health includes Term Insurance, Permanent, Annuities, Disability products.
Our Bond Department specializes in bid and performance bonds, license and permit, and construction bonds.
Brown and Brown has focused on a team approach to the various insurance and risk management needs of business owners. As an organization, we are committed to assembling the most professional team possible.
Whether your company is engaged in foreign direct investment or the local economy, whether you need a traditional broker or excess placement, we offer a totally integrated approach to risk management.
It is our pledge at Brown and Brown to provide our clients with risk management services in an organized and meaningful manner.
We will utilize our team members and resources to fulfill your expectations.
Your success is our success!
Insurance Tips for Nonprofits
- All Non-Profits need Directors & Officers Liability and Employment Practices Liability coverage, although, policies differ dramatically with regard to quality, coverage and pricing. Do you know what to look for?
- Regarding Workers Compensation and Professional Liability coverage, there are new programs in the marketplace offering great coverage & pricing. Several programs target specific types of Non-Profits and are custom tailored to the account.
- Special Events and Fundraisers: Do you provide Liquor? How is this exposure managed? Do you need to purchase liquor liability protection?
- Auto Exposures: What happens when an employee uses their personal vehicle for business and has an accident? Who’s responsible for what?
Jim Whilt, Nonprofit Insurance Specialist